Retirement Strategy Playbook
We’re firm believers that everyone, regardless of their stage of life, should have a Retirement Strategy Playbook–a series of documents designed to help you understand what you want to do in retirement, when you can retire and how to get there.
Our strategic approach
1. Define your vision
We start by helping you envision your dream retirement scenario. Is it traveling the world? Spoiling your grandkids? Maybe you’d like to consult once a week or open your own business. Whatever it is, we’re here to help you envision it, and, of course, plan for that vision to change once or twice over the years.
3. Get things straight
How much do you need to make your vision a reality?
This is where the rubber hits the road. To create an effective plan you need to have a clear vision and a few goals. You can’t achieve your goals if you don’t have them!
2. Understand your resources
It’s time to get creative, you probably have more than you think! We often find when strategizing with folks regarding retirement, they have more resources available to them than they realize. Our goal is to help you craft your vision given the resources at your disposal.
4. Pull the pieces together
Let’s create the plan, together. We’ll draft actionable goals, milestones and outcomes necessary to make your vision a reality.
Our offerings
Over 40 or ready for retirement? Start here…
1) Retirement Readiness Analysis
We’ll work with you to develop a clear picture of your situation by creating a net worth statement. We’ll look at your potential cash flow needs required to support your retirement lifestyle with the ultimate goal of accurately representing how your current funds and resources can fuel your dream retirement.
2) 401(k) Review
We’ll work with you to obtain the most recent account statement from your company-sponsored 401(K) account and analyze the available investment options within your company retirement plan. We’ll perform an analysis of your current investment allocation and the options available to you.
3) Portfolio Review
We’ll take a look at all of your funds outside of your company 401(k) and perform a thorough analysis of your current investments. Based on our findings, we’ll provide you with recommended adjustments and potential opportunities to maximize your portfolio.
Under 40? Great! We have a little more time.
1) 401(k) Review
Since you have more time between today and your retirement, we’ll start by taking a look at your company-sponsored 401(k) plan. We’ll analyze the available investment options within your company retirement plan and perform an analysis of your current investment allocation.
2) Portfolio Review
Next, we’ll analyze all of your funds outside of your company 401(k) and provide you with recommended adjustments and potential opportunities to maximize your portfolio.
3) Retirement Readiness Analysis
Once we’ve tackled your current plan and investments, we’ll create a net worth statement. We’ll look at your potential cash flow needs required to support your retirement lifestyle with the ultimate goal of accurately representing how your current funds and resources can fuel your dream retirement.
What to expect
Paller Financial is a fiduciary, meaning we’re legally required to act in your best interest. And that’s exactly what we do every day for our clients and partners. Our ultimate goal is that you walk away from our conversations with a sense of security and comfort. Know that when it comes to your financial decisions, big or small, we’re here through every step of the process.
Let’s make a plan. Complete the form below and we’ll reach out to get started.